“The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.”
Tip: press → for another quote, C to copy, S to share.
I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5, 000 credit card balance.
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.
Here's my gift-giving rule: Respect your current financial situation.
