“Medical debts are the number-one cause of bankruptcy in America.”
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Natural selection, as it has operated in human history, favors not only the clever but the murderous.
Take motherhood: nobody ever thought of putting it on a moral pedestal until some brash feminists pointed out, about a century ago, that the pay is lousy and the career ladder nonexistent.
If you can attribute your success entirely to your own mental effort, to your own attitude, to some spiritual essence that you have that is better than other people's, then that must feel pretty good.
That's free enterprise, friends: freedom to gamble, freedom to lose. And the great thing - the truly democratic thing about it - is that you don't even have to be a player to lose.