“No one's ever achieved financial fitness with a January resolution that's abandoned by February.”
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Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
In order to create lasting security you must learn to stand in your truth.
Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.
So many financial dreams are thwarted by the failure to act upon good intentions.