“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.”
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The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.
If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.
Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.
